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0% Loans as seen on

A 0% loan cuts the cost of surrogacy by at least $35,000.

Is the financial cost of surrogacy standing in your way of becoming a parent? A 0% loan makes a huge difference, reducing repayments to an affordable monthly amount.

With a 0% interest rate, a BetterMed loan will save you at least $35,000. It’s the lowest cost way to pay for surrogacy.

To process your application, we ask for a $10,500 application fee, which acts as security on the loan. And the good news is, every cent is taken off the total amount you pay back.

We also have a 100% Approval Program. Email [email protected] to set up a call to see if you qualify.

Try our loan calculator

100% Approval Program

How to qualify

BetterMed benefits

  • Tick 0% loans for 30 years
  • Tick Borrow up to $350,000 for healthcare
  • Tick Interest free for the life of the loan
  • Tick No early repayment penalties
  • Tick Pay nothing for one year
  • Tick Guaranteed lowest monthly payments

As featured on

  • CNN
  • USA today
  • Yahoo finance
  • Global Banking & Finance review
  • Best company

See how you'll save at least $35,000 with BetterMed.

We've compared BetterMed to other loan providers to show how 0% makes a huge difference every month.

A chart detailing savings for a range of loan amounts from different providers.

Here are the most
frequently asked questions.

Find out how to qualify for our 100% Approval Program. After we’ve received your email, we’ll set up a 15-minute telephone call with one of our loan specialists. If you qualify for the Program, we guarantee your loan application will be successful.

Yes. You can use your loan to cover whatever you need during the surrogacy process, including travel and legal expenses.

Yes, they're really 0%. There’s no catch. As seen on CNN, we simply offer the world’s lowest interest rate – 0% for the life of your loan.

98% of applications
are approved.