Tell us about you
Email us with some basic details, including why you need a loan, then:
- We’ll set up a phone call to see if you prequalify.
- There’s no charge – your prequalification assessment is free.
- If you prequalify, you’ll move on to step 2.
Complete your application
To process your application, we ask for a fee which acts as security on the loan.
- The good news is, every cent is taken off the total amount you pay back.
As your application progresses, we'll need some extra information from you, such as:
- Valid ID – e.g. drivers license, passport
- proof of income
- proof of employment.
We'll work with you to make sure you get the loan you need.
- Once it's approved, you have up to 30 years to repay it — always at 0% interest.
- If you want to, you can defer the start of repayments for up to one year.
Receive your funds
Once your loan is approved, we will transfer the funds into your account.