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0% Loans as seen on

A 0% loan cuts the cost of surrogacy by at least $35,000.

Is the financial cost of surrogacy standing in your way of becoming a parent? A 0% loan makes a huge difference, reducing repayments to an affordable monthly amount.

With a 0% interest rate, a BetterMed loan will save you at least $35,000. It’s the lowest cost way to pay for surrogacy.

To process your application, we ask for a $5500 application fee, which acts as security on the loan. And the good news is, every cent is taken off the total amount you pay back.

We also have a 100% Approval Program. Email [email protected] to set up a call to see if you qualify before you apply.

Try our loan calculator

100% Approval Program.

Contact [email protected] to see if you qualify.

BetterMed benefits

  • Tick 0% loans for 15 years
  • Tick Borrow up to $350,000
  • Tick Interest free for the life of the loan
  • Tick No early repayment penalties
  • Tick Pay nothing for one year
  • Tick Guaranteed lowest monthly payments

As featured on

  • CNN
  • USA today
  • Yahoo finance
  • Global Banking & Finance review
  • Best company

See how you'll save at least $35,000 with us.

We've compared BetterMed to other loan providers to show how 0% makes a huge difference every month.

A chart detailing savings for a range of loan amounts from different providers.

Here are the most
frequently asked questions.

Simply email us at [email protected] before you apply. We’ll set up a 15-minute call with one of our loan specialists to see if you qualify. Once in the program, we guarantee your loan application will be successful.

Yes. You can use your loan to cover whatever you need during the surrogacy process, including travel and legal expenses. No questions asked.

Yes, they're really 0%. There’s no catch. As seen on CNN, we simply offer the world’s lowest interest rate – 0% for the life of your loan.

Yes. Simply email us at [email protected] and we’ll set up a 15-minute call to see if you qualify.

98% of applications
are approved.