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0% Loans as seen on

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A loan for whatever you need.

Use your BetterMed loan to manage hospital bills, doctor visits, prescriptions, medical treatments and even healthcare-related travel. Or use it to consolidate other debts or pay for your mortgage.

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The world’s lowest interest rate.

Our interest rate is always 0% APR. For health-related matters, you can borrow from $50,000 to $350,000. For mortgages, you can borrow from $250,000 to $2 million. Why not get the financial assistance you need under the world’s lowest rate?

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Total transparency.

We believe in total transparency. We'll never surprise you with hidden costs or fees. In fact, you'll only pay two fees. Firstly, a one-time application fee, which acts as security on the loan. And the good news is, every cent is taken off the amount you pay back. Secondly, a closing cost. This is a percentage of the loan amount, and is only paid once you are approved.

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Insured? Welcome.
Not insured? Welcome.

Your loan works with or without medical insurance — you can even use it to pay off premiums and deductibles. Our loans are privately funded, so they won’t tie up your credit like a bank loan.

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Fairer finance.

You won’t need a down-payment and there are no penalties. The loan is interest-free and you can defer repayments for up to one year — without accruing interest. (It’s like putting the whole thing on ice until you’re ready.) And you can take up to 30 years to pay back your loan. Bad credit? Don’t worry — we’ll work with you to find a solution.

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Consolidate other debts.

Consolidate your other loans and debts (like student debt or credit cards) under our 0% interest rate — the lowest in the world. Keep more money in your pocket, and clear your debts faster.

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Unemployment protection.

Life happens. We get it. If something unexpected comes along, like losing a job, we can temporarily pause your repayments while you get back on track.

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We make it personal.

You’ll have a personal advisor for the lifetime of your loan. They’ll be there whenever you need them — processing your application, getting the funds to you, speaking to your insurance company, and helping you manage your repayments.

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98% approval.

We believe in breaking down the barriers to financing. That’s why 98% of all BetterMed applications are approved. It’s fast, efficient and hassle-free.

98% of applications
are approved.