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0% Loans as seen on

A 0% mortgage will save you at least $250,000. No down payment required. As seen on CNN.

At BetterMed, we’re proud to offer a unique alternative to standard mortgages. We’ve been offering 0% mortgages to physicians and healthcare workers for 10 years. Now, with interest rates rising, we’re opening up to other qualified individuals.

Buying a home in today’s real estate market is difficult. Prices are high and it’s almost impossible to save enough for a down payment. In the meantime, you’re paying rent with nothing to show for it.

With a 0% interest rate and no down payment required, a BetterMed mortgage makes home ownership possible. Our 0% mortgages reduce repayments to an affordable monthly amount. In fact, you’ll save at least $250,000 overall. It’s the lowest cost way to buy a home.

To process your application, we ask for a $10,500 application fee, which acts as security on the mortgage. And the good news is, every cent is taken off the total amount you pay back.

To get started, email [email protected] now. We’ll set up a call with one of our mortgage specialists. They’ll explain our 100% Approval Program and see if you can join the long list of people we’ve already helped to buy a home.

Try our loan calculator

100% Approval Program

How to qualify

BetterMed benefits

  • Tick 0% mortgage for 30 years
  • Tick Borrow up to $2 million for mortgages
  • Tick Interest free for the life of the mortgage
  • Tick No early repayment penalties
  • Tick Pay nothing for one year
  • Tick Guaranteed lowest monthly payments

As featured on

  • CNN
  • USA today
  • Yahoo finance
  • Global Banking & Finance review
  • Best company

See how you'll save at least $250,000 with BetterMed.

We’ve compared BetterMed to other mortgage providers to show how 0% makes a huge difference every month.

A chart detailing savings for a range of loan amounts from different providers.

Here are the most
frequently asked questions.

Find out how to qualify for our 100% Approval Program. After we’ve received your email, we’ll set up a 15-minute telephone call with one of our loan specialists. If you qualify for the Program, we guarantee your loan application will be successful.

Yes, they’re really 0%. There’s no catch. As seen on CNN, we simply offer the world’s lowest mortgage rate – 0% for the life of your mortgage.

No. A 0% mortgage from BetterMed does not require a down payment.

98% of applications
are approved.