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0% Loans as seen on

Sleep better at night by reducing your existing mortgage to an affordable monthly payment. As seen on CNN.

At BetterMed, we’re proud to offer a unique alternative to standard mortgage refinancing. We’ve been offering 0% mortgages to physicians and healthcare workers for 10 years. Now, with interest rates rising, we’re opening up to everyone.

Is your mortgage causing you stress? A 0% mortgage makes a huge difference, reducing repayments to an affordable monthly amount.

With a 0% interest rate and no down payment, a BetterMed mortgage will save you at least $150,000. It’s the lowest cost way to pay off your home.

To process your application, we ask for a $5500 application fee, which acts as security on the mortgage. And the good news is, every cent is taken off the total amount you pay back.

To get started, email [email protected] now. We’ll set up a call with one of our loan specialists. They’ll explain our 100% Approval Program and see if you can join the long list of people we’ve already helped to refinance their home.

Try our loan calculator

100% Approval Program.

Contact [email protected] to see if you qualify.

BetterMed benefits

  • Tick 0% mortgage for 15 years
  • Tick Borrow up to $850,000
  • Tick Interest free for the life of the mortgage
  • Tick No early repayment penalties
  • Tick Pay nothing for one year
  • Tick Guaranteed lowest monthly payments

As featured on

  • CNN
  • USA today
  • Yahoo finance
  • Global Banking & Finance review
  • Best company

See how you'll save at least $150,000 with us.

We’ve compared BetterMed to other mortgage providers to show how 0% makes a huge difference every month.

A chart detailing savings for a range of loan amounts from different providers.

Here are the most
frequently asked questions.

Simply email us at [email protected] before you apply. We’ll set up a 15-minute call with one of our loan specialists to see if you qualify. Once in the program, we guarantee your loan application will be successful.

Yes, they’re really 0%. There’s no catch. As seen on CNN, we simply offer the world’s lowest mortgage rate – 0% for the life of your mortgage.

No. A 0% mortgage from BetterMed does not require a down payment.

Yes. Simply email us at [email protected] and we’ll set up a 15-minute call to see if you qualify.

98% of applications
are approved.