We’re working hard on our mobile site – promise! Meanwhile, look us up on a desktop and if you have any questions, just email.

Use it for all things health.

Use your BetterCard to manage out-of-pocket costs for hospital bills, doctor visits, medical treatments, prescriptions – and even gyms and health food stores.

A better interest rate.

BetterCard works just like a credit card, giving you straightforward access to your medical loan. Borrow from $2,000 to $350,000. The interest rate is fixed at just 3.9% — the lowest anywhere in the world. Consolidate other bills under this one low rate — a rate that will never rise.

Totally transparent.

All you pay us — ever — is a single application fee of $999. This covers our admin costs, and pays for your dedicated loan advisor (more on that below). No hidden costs. And no sneaky fees.

Insured? Welcome.
Not insured? Welcome.

Your loan works with or without medical insurance — you can even use it to pay off premiums and deductibles. It’s privately-funded so, unlike a bank loan, it won’t tie up your credit.

Fairer financing.

You won’t need a down payment and there are no penalties. Repayment terms are extremely flexible: defer payments, interest-free, for up to 24 months. Take 15 years to pay back your loan. Bad credit? Don’t worry – we’ll work with you to find a solution.

We make it personal.

We’ll give you a personal advisor for the whole life of your loan, who’ll create a plan that’s completely tailored to you. They’ll be there whenever you need them — processing your application, ensuring you get the funds you need, speaking to your insurance company, and helping to manage your repayments.

We never forget your loan is a means to an end. And that end? Your health. We do everything we can to make sure you get both the right funding, and the right care.

Finance me