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Use it for all things health.

Use your BetterMed loan to manage hospital bills, doctor visits, medical treatments, prescriptions – and even medical travel.

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A better interest rate.

Borrow from $2,000 to $350,000. The interest rate is fixed at just 3.9% – the lowest anywhere in the world. Consolidate other bills under this one low rate – a rate that will never rise.

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Totally transparent.

All you pay us — ever — is a single application fee of $999. This covers our admin costs, and pays for your dedicated loan advisor (more on that below). No hidden costs. And no sneaky fees.

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Insured? Welcome.
Not insured? Welcome.

Your loan works with or without medical insurance — you can even use it to pay off premiums and deductibles. It’s privately-funded so, unlike a bank loan, it won’t tie up your credit.

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Fairer financing.

You won’t need a down payment and there are no penalties. Repayment terms are extremely flexible: defer payments, interest-free, for up to 24 months. Take 15 years to pay back your loan. Bad credit? Don’t worry – we’ll work with you to find a solution.

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Consolidate other debts.

You can use BetterMed to consolidate other loans and debts (e.g. student debt, credit cards, etc.) under our unbeatable 3.9% rate – the lowest anywhere in the world. With all your debt under our low rate, you’ll have more money left in your pocket each month, and you can clear your debts faster.

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Unemployment protection.

Life happens. We get it. So if something unexpected comes along, like losing a job, we can temporarily pause your repayments while you get back on track.

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We make it personal.

We’ll give you a personal advisor for the whole life of your loan, who’ll create a plan that’s completely tailored to you. They’ll be there whenever you need them — processing your application, ensuring you get the funds you need, speaking to your insurance company, and helping to manage your repayments.

We never forget your loan is a means to an end. And that end? Your health. We do everything we can to make sure you get both the right funding, and the right care.

Apply now